Posts by David Baughier

“Quiet luxury” might sound like an oxymoron, but it’s become a buzzword among the elite. It’s the art of splurging on the discreetly opulent – think luxury that doesn’t need to shout, but prefers a sophisticated whisper. However, as we peel back the layers of this trend, it becomes clear that for young professionals chasing…

You might need a hide hustle — a side hustle that you can do discreetly, without risking your primary job. Do you want to achieve financial independence, pay off your debt, or save for a big purchase? If so, you might be interested in starting a side hustle — a secondary or additional source of…

Are you considering a time share? Here’s what you need to know before you buy. Time shares, or timeshares, are a popular way of owning a vacation property without paying the full price. They allow you to use a resort unit for a certain period of time each year, usually one week, in exchange for…

If you’re looking for a way to save money, pay off debt, and reach financial independence, you might want to join the latest trend on TikTok: loud budgeting. Loud budgeting is all about being vocal and transparent about your money choices, and sharing them with your friends, family, and followers. It’s a way to hold…

Money habits are the routines and behaviors that shape our financial well-being. They can either help us achieve our goals or hold us back from reaching our full potential. In this article, we will explore seven money habits that can change your life for the better. These habits are not only effective, but also easy…

The battle between ‘deserve’ and ‘earn’ extends beyond the boundaries of personal finance, infiltrating various aspects of our lives. Deserve vs earn is a duel between passive entitlement and proactive achievement. This article will explore how shifting from a ‘deserve’ mindset to an ‘earn’ one not only empowers us financially but also enriches our lives…

You are here because you want to quit being poor. Breaking free from the cycle of poverty is a journey that encompasses more than just financial challenges; it’s a complex interplay of societal, economic, and personal factors. However, this journey, while daunting, is not insurmountable. With determination, the right knowledge, and actionable steps, you can…

In the dynamic world of investing, one of the most pivotal debates that have gained momentum in 2024 is “Index Funds vs Active Management.” Passive Index Fund Investing has been a foundational core concept for many on their financial independence journey. It’s nice to see this common sense approach become more accepted by the masses.…

I’ve been living a life of finance independence for three years now and I have to admit that while I am not in need of additional money, I’m currently exploring my options to “unretire” and reenter the traditional workforce. The concept of “unretirement” is reshaping the modern workforce landscape in 2024. This trend, marked by…

If you are planning to buy a new car, you might be wondering what is the best time of year to do so. After all, buying a car is a major financial decision that can affect your financial independence and lifestyle. You want to get the best deal possible and avoid paying more than you…