Posts by David Baughier

Putting Things Back Where They Belong: Mastering the Art of Organization Welcome to The Organized Couple’s comprehensive guide on putting things back where they belong. If you’ve ever found yourself frustrated by a cluttered living space or struggling to locate important items, this article is for you. We understand the importance of organization and its…

Over the past four years, my husband and I have journeyed from virtually no hope of ever retiring to tripling our net worth and earning enough passive income to nearly cover our monthly expenses. We realized this through strategic real estate investing and credit our current position almost entirely to the Buy, Rehab, Rent, Refinance,…

I discovered Nils and Jonas when researching the topic of Stoicism to support Fiology Lesson 43: The FI-losophy of Financial Independence. Since then, we have interacted on a number of occasions and their professionalism and positive energy always stands out and leaves me even more impressed. These men have earned a level of success as…

The BRRRR method has made money for a lot of real estate investors. BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat Those of us who use rental real estate as a tool to achieve Financial Independence are likely familiar with BiggerPockets and some of the associated personalities. David Greene is the co-host of the BiggerPockets…

I have what most would consider to be an amazing job. I make more money than I probably should, I have more time off than most, I have a lot of autonomy in the work I do, and my coworkers are overall great people. But this June I will be ending my 15 year career…

Early Foundation My parents were both professionals who absolutely believed in the importance of education. My father was a manager at the wood products company in town, and my mom was a teacher who stayed at home with us until we were in high school. In many ways, my brother and I were fortunate. We…

Thrift Shop Inspiration My FI journey began late 2012. I was with family, wandering around a thrift shop and happened upon a copy of The Total Money Makeover by Dave Ramsey. I remember thinking to myself, “Can this guy really change a life for a $1?” Short answer was yes, he could. I read his…

We prepared emotionally and financially for the ax to fall for nearly five years, but when it finally did we weren’t ready. The timing was terrible. As each round of layoffs passed and we weren’t impacted, we pushed thoughts of it more and more into the background. So, when the layoff finally did come to…

College and Credit Cards My mom raised my brother and me to learn to work for what we have and to never rely on someone else for money. Our mother wanted us to be financially responsible and she taught us many lessons. Even with her admirable efforts and intentions, life challenged us and my decisions…

Whether my parents knew it at the time or not, they have changed the generations to come in our family forever by not settling where it was easiest. Both of my parents, and step-parents, fought hard to give my siblings and I the life they couldn’t have as a child. What a blessing it has…