Posts by David Baughier
5 Reasons You Won’t Reach Financial Independence
Do you believe it’s possible to achieve Financial Independence? One of your goals might be to achieve financial independence and retire early. No matter how big or small, it’s essential to have goals in life. Setting realistic goals helps you get what you want out of life. What are your goals right now? There are…
Read MoreHow To Get Rich Quick in a College Town
This article titled How To Get Rich Quick in a College Town sounds like a hyperbole. But the very first thought I had after reading this article was “Damn, Ryan got rich quick!” so I went with it. The title is not exaggerated. You can take it seriously. You’ll agree as you read Ryan’s approach…
Read MoreAdaptability Quotient (AQ): Unlocking the Key to Thriving in a Rapidly Changing World
Welcome to the age of Adaptability Quotient (AQ), where our capacity to embrace change has become a defining factor in both our personal and professional success. While Intelligence Quotient (IQ) and Emotional Intelligence (EQ) were the traditional measures of intelligence, AQ has emerged as a new and crucial addition to this framework. In this all-encompassing…
Read MoreFirst-Time Home Buyer – Avoid the Rookie Mistakes
What percentage of Americans become first-time home buyers? The term “first-time home buyer” can be misleading. If you have never owned a home before you are considered a first-time home buyer. But, if you have not owned a primary residence in the last three years, you may also be considered a first-time home buyer. According…
Read MoreMentoring in the Financial Independence Community
If we focus on mentoring in the Financial Independence (Fi) Community, we can establish stronger relationships, be even more successful, and attract more members to join the Financial Independence Retire Early (FIRE) movement. We can all use a financial mentor, no matter where we are on our Financial Independence journey. I’ve been in the Fi…
Read MoreCampFI – Camp Financial Independence
What is CampFI? CampFI is a 4-day, 3-night weekend event where fans of Financial Independence gather to gain insight, inspiration, and incredible lifelong friendships. This is a review from the CampFI Southeast event held from 8 – 11 January and was the first CampFI held in 2021. If you are reading this in 2025, don’t…
Read MoreWe’re Talking Millions! Supercharge Your Retirement
We’re Talking Millions! I had the pleasure of meeting Mr. Paul Merriman, the coauthor of We’re Talking Millions! 12 Simple Ways to Supercharge Your Retirement, in October of 2019. He presented a discussion about 12 Million-Dollar Investment Decisions Every Investor Must Make and his Two Funds For Life investing strategy. The event was held at…
Read MoreGenerational Wealth Origins – Your Money-Savvy Family
What is generational wealth? Generational wealth is defined as the value of assets passed from one generation to the next. It can include real estate, intellectual property, businesses, and/or collectibles. Why are so few in a position to pass down considerable financial resources to the next generation? And when someone has learned to build generational…
Read MoreFinancial Independence With Geoarbitrage
Once our eyes are opened to the world of Financial Independence, we begin to focus on what works best for us to achieve FI sooner rather than later. Zach and I determined to pursue Financial Independence with Geoarbitrage. This is our FI story. Zach and I met in the Spring of 2017 in the most…
Read MoreA Financial Independence Awakening
From Financial Ruin to Recovery My Financial Independence (FI) Awakening was born out of financial ruin. I was 6 years behind on my personal taxes and had $40K worth of debt weighing down on me. I felt ashamed. I was beyond frustrated with my financial position to the point that I mostly tried to avoid…
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